A nuclear family unit Essay Example | Topics and Well Written Essays - 1000 words

A nuclear family unit - Essay Example One can describe the ages of this family unit as chronological in order. First, the father is 42 years, works as a carpenter, and appears healthy and strong. The mother is 36 years old, a truck driver, and smokes one packet of cigarettes per day. The girl is 12 years old, attends school as required, and no petty issues were noted except the fact that she appears a bit overweight for a girl of such age but no obesity as such to be reported. The boy is six years old and plays well, meaning he is physically fit. It would be accurate to describe this family’s social group as middle working class particularly with the ability to afford their children’s education, medical insurance, and a four bed-roomed house. Although the father did reach 11th grade, he did not manage to graduate while the mother has knowledge in attending heavy machinery. Thus, the educational background of this family is obsolete and this could be the reason they are seeking to have their children study h ard in order to break that chain of low levels of education (Doane & Varcoe, 2005). Generally, the family has a great deal of strengths given that the father was treated for alcoholism and resolved to become a responsible husband and a father while the mother was treated for a health issue that could affect her delivery system. Additionally, both parents are regular cigarette smokers but the children are doing great which leads to the conclusion that the whole family is physically fit (Doane & Varcoe, 2005). ... The setting of this home is intact and has the relevant requirements of such kind of a family. The house has four bedrooms and two bathrooms. It is also very clean and neat signifying that it is always tidy. Q2 As of this point, the family looks prepared both psychologically and physically since they have made tremendous progress regarding the incoming baby. Pertinently, the mother is looking forward to stop working when she is one month due to the speculated date of the actual birth. The father is working tirelessly and has an insurance cover against any health risks that may befall the family. Generally, the whole family is considering the presence of the unborn child as a blessing rather than a burden a factor that shows that it is ready for another member of the family (Doane & Varcoe, 2005). With comparison to the textbook, a fully prepared family both physically and psychologically is that which has almost all the necessary things that a pregnant woman needs as well as the esse ntial items that a born child requires. What was the topic that  stood  out Nutritional status Nutritional status This family’s nutrition status is incredible following the fact that they keep a healthy diet. Their breakfast composes of peanut toast with yoghurt and fruits as snack. They take nutritious lunch full of proteins and supper involves red meat, vegetables, and ice cream as snack. Hence, this family’s nutrition status stands out as the best topic of discussion during the interview. Bonding behaviors First, the relationship between the mother and father is healthy. Second, the children go to the same school and play together pointing out that they relate to each other well. Therefore, the research concluded that the overall family relationship is in the best

Financial Manager Essay Example | Topics and Well Written Essays - 1000 words

Financial Manager - Essay Example All the operations of the business are initiated and supported by the financial manager's evaluations and judgments. The cost/benefit analysis, the timings of the cash flows, the sources of finance and provision for liquidity are pivotal to the decision-making process of financial management. In the context of the above, a financial manager's role is three fold. He has to perform the functions of capital budgeting, capital structuring and working capital management simultaneously, providing effective risk management. Thus a financial manager best serves the owners of the business (shareholders) by identifying goods and services that add value to the firm because they are desired and valued in the free marketplace. Every business enters into long-term investments in anticipation of promising returns and higher growth. Such investments call for efficient assessments and effective decisions by the financial manager. This process of planning and managing a firm's long-term investments is better known as capital budgeting. In capital budgeting, the financial manager tries to identify investment opportunities that are worth more to the firm than they cost to acquire. This means that the value of the cash flow from generated by an asset exceeds the cost of that asset. Evaluating the size, timing, and risk of future cash flows is the essence of capital budgeting. ... In this area two main issues face the financial manager. One is that how much should the firm borrow and two is that what are least expensive sources of funds for the firm. The capital structure (or financial structure) refers to the specific mixture of long-term debt and equity the firm must use to finance its operations. In addition to deciding on the financing mix, the financial manager has to decide exactly how and where to raise the money. The expenses associated with raising long-term financing is a considerable factor. Therefore different possibilities have to be carefully evaluated. Businesses borrow money from a variety of lenders in a number of different ways. Choosing among lenders and among loan types is another job handled by the financial manager. A financial manager is also responsible for everyday financial activities and for the working capital management. Managing the firm's working capital is a day-to-day activity that ensures the firm has sufficient resources to continue its operations and avoid costly interruptions. The term working capital refers to a firm's short-term assets, such as inventory, and its short-term liabilities, such as money owed to suppliers. The working capital management involves a number of activities related to a firm's receipt and disbursement of cash. The financial manager must plan for and respond to matters as to the amount of cash and quantity of inventory to be kept on hand, should credit be allowed on sales to customers and which sources should be used for short-term financing as and when the need arises. The above three functions of financial management are very broad and only a brief overview of each category is given. By